Climate Risk

Dataset

Description

A forecast of the potential changes to the important events resulting from climate change (drought; flood; heat; storms; and wildfires) for each US property during the term of a 30-year mortgage.

Usage

Property Analysis: Climate risk can be combined with our other property data to analyze the impact climate change is having on housing prices, property characteristics, and improvements (building permits).

Property Insurance: Climate change can play an important role in predicting future changes to the risk profile for properties.

Property Portals: As the impact of climate change grows, an increasing number of people 

Sourcing

The data is an aggregation of 27 internationally accepted academic and government climate models and uses over 10 billion data points. ATTOM takes the latest climate projections published every quarter and matches them to our property registry, assigning an ATTOM ID to each record to assist in matching properties.

Tables/Views

The following tables can be used to access Census Block information. When delivering solutions to customers, some or all of the information found in these tables may be consolidated into one or more views.

PropertyClimate

The latest predictions of the impact of climate change. The data is matched to each individual property making it easier to use.

Rows: 150 million
Columns: 24
Update Frequency: Quarterly
Family: Neighborhood

Dimension Tables

There are no dimension tables associated with Climate Risk data.

Understanding the Data

ATTOM ID

There is one Climate Risk record for each property. Because there is not a universally accepted standard for property identification (like the use of SSN to identify US citizens), properties can be difficult to identify. Alternatives such as APN or street address can change over time and they often lack a consistent way of being formatted. ATTOM addresses this by assigning a single, permanent identifier to each property in the form of a very precise number (integer). The use of a number can make the processing of millions of records much faster.

Climate Risk

• The following five areas of impact for climate change are covered
  • Drought
  • Flood
  • Heat
  • Storms
  • Wildfires
• For each property, a baseline is established for the current level, and then a prediction is provided of the likely level in ~30 years' time. Between 202 and 2024, predictions are for the year 2050. Between 2025 and 2029 predictions will be for the year 2055.

Product Articles (P-Articles)

All solution packs containing the Climate Risk data element will include the following p-articles to help you understand and use the data: -

• Climate Risk 101